VOLUNTARY BENEFITS
Voluntary coverage is often overlooked by many employers but can have an incredible impact on employee retention and morale. It can protect them from future hardships, accidents and tragedies. SYNC offers a broad selection of Voluntary benefit coverage options through many different carriers. Some of the benefits are listed below.
- Life Insurance
- Dental
- Vision
- Long Term and Short-Term Disability
- Critical Illness
- Accidental Death & Dismemberment (AD&D)
- Accident Plans
- Hospital Confinement
KEY MAN REPLACEMENT INSURANCE
Many times, in a small business, there may be people that are crucial to the business and to lose them would bring financial hardship to that business. To safeguard against these losses, a company may elect to take out a “Key man insurance policy” on this person or persons, to guard against their unexpected death. The company is made the beneficiary on the life insurance policy that they have been paying for.
LIFE INSURANCE
Life insurance policies and carriers are as different as the individuals they cover. Let us guide you through the intricacies of the different types of policies and how they may affect you and your family in the near term as well as later in life. Learn all about what’s available for you between:
- Term
- Whole Life
- Universal Life
- Final expense
ANNUITIES
Let our consultants explain the pros and cons of this product and learn more about the deferred and/or immediate annuities. In addition, learn about the tax implications of each and which type may be best for you, your family and your retirement.
DISABILITY INCOME INSURANCE
Disability Insurance is meant to replace the income discrepancies when a person becomes disable and has not been able to collect from Social Security any benefits, that the individual and family truly needs. Individual Disability Insurance is designed to help provide a similar level of income a person enjoyed before becoming disabled. Let us show you how!